Getting into an automobile accident is a very high probability, especially living on Long Island. While our chances of being involved in an accident are high, an important question comes to mind: how will my family and I be covered from injuries in the event of an accident? That's where medical payments coverage comes in handy in the event of a loss.
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Tony Salvaggio Tag
Three Reasons Why Umbrella Coverage Should Be On Your Homeowners Policy
Every homeowner needs insurance, it's just common sense. However have you ever thought about what to do in a situation where you'll need more coverage than you have been originally provided? The extra coverage or layer of protection is known as umbrella coverage. It's designed to be reserve coverage in the event that your current policy is not
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Three Reasons Why Liability Coverage Should Be On Your Homeowners Policy
Protecting your home is always priority number one. It's most likely your biggest asset, so it's important to ensure the proper coverage is listed on your policy to avoid a significant loss. However did you know your home could be vulnerable for a loss other than a slip and fall occurrence? That's right something as simple as a house guest tripping on the
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Three Reasons Why Loss of Use Coverage Should be on your Homeowners Policy
Your home is most likely the biggest investment you will make, as we described in our previous blog post. So what happens when you incur costs to your home when it's uninhabitable? That is when loss of use coverage will be needed the most. Suppose your home is uninhabitable during a period of reconstruction after a big storm and your house
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Why Personal Property Coverage Is Essential For Homeowners
As homeowners we have a lot to be concerned about regarding the welfare of our home. However another type of coverage that’s essential to have included in your policy is personal property coverage. If a loss occurred to the foundation of your house, the homeowners policy would have it covered. But what happens when you suffer a loss to contents inside
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Three Ways You Could Be Putting Your Home At Risk For A Substantial Loss
Your home is your biggest asset and investment. So it's extra important to make sure it receives the best coverage possible in the event of a major loss. Despite what we may all think as homeowners such as, "it will never happen to my home" or "that sounds like a waste of money", it's far better to be prepared than unprepared when it comes to the
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Three Reasons Why Your Business Would Need Assault And Battery Coverage
Patron liability is often associated with Liquor Liability, however businesses may overlook that they require Assault and Battery Coverage. The first thing to understand is the difference between assault and battery. Assault is a threatening act, not always a physical which is important to remember. Assault can be considered a verbal attack as well. If
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Three Reasons Why Liquor Liability Can Save Your Business
Building up a restaurant or bar is a tremendous amount of work! So why leave it vulnerable to one single claim that can destroy everything you've come to create? It's true that one liquor related claim to your restaurant or bar can run a business out of operations. Having a successful establishment increases the probability of an incident taking place.
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DANGER AHEAD! AVOID HEAVY EXPENSES TO YOUR VEHICLE DUE TO POTHOLES.
Driving this time of year can be tough with hazardous road conditions like snow, sleet and ice. However one occurrence on the road that can be extremely costly to your vehicle are potholes. The unexpected ditches on the road pop up out of nowhere after a big storm and surprise us drivers with a sudden uneven driving surface. Though spilling one's coffee
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TWIN FORKS INSURANCE: WINTER DRIVING SAFETY TIPS
In the heart of Winter, with nearly two months remaining until Spring, snowfall can cause hazardous driving conditions for commuters. Therefore it's essential to identify dangerous road conditions and take preventative measures to ensure your safety! Treacherous driving conditions should never be taken lightly! Commuting in Winter weather without
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