Patron liability is often associated with Liquor Liability, however businesses may overlook that they require Assault and Battery Coverage. The first thing to understand is the difference between assault and battery. Assault is a threatening act, not always a physical which is important to remember. Assault can be considered a verbal attack as well. If
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Three Reasons Why Liquor Liability Can Save Your Business
Building up a restaurant or bar is a tremendous amount of work! So why leave it vulnerable to one single claim that can destroy everything you've come to create? It's true that one liquor related claim to your restaurant or bar can run a business out of operations. Having a successful establishment increases the probability of an incident taking place.
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DANGER AHEAD! AVOID HEAVY EXPENSES TO YOUR VEHICLE DUE TO POTHOLES.
Driving this time of year can be tough with hazardous road conditions like snow, sleet and ice. However one occurrence on the road that can be extremely costly to your vehicle are potholes. The unexpected ditches on the road pop up out of nowhere after a big storm and surprise us drivers with a sudden uneven driving surface. Though spilling one's coffee
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Twin Forks Insurance Offers Monthly Defensive Driving Courses
Q: Where is a Defensive Driving Course on Long Island?
If you are looking for a PIRP/defensive driving course on Long Island, Twin Forks Insurance Agency in Bellport, New York has got you covered—even if we don’t have you covered.
Which means the PIRP/defensive driver course is open to everyone who needs it--whether or not we currently service
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TWIN FORKS INSURANCE: WINTER DRIVING SAFETY TIPS
In the heart of Winter, with nearly two months remaining until Spring, snowfall can cause hazardous driving conditions for commuters. Therefore it's essential to identify dangerous road conditions and take preventative measures to ensure your safety! Treacherous driving conditions should never be taken lightly! Commuting in Winter weather without
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“Resolution Insurance” at Twin Forks Insurance Agency
Q: How can I save money on insurance costs in 2018?
We're just a month into 2018 and plenty of people have already abandoned their annual New Year's resolutions to lose weight or stop smoking. Probably because those resolutions and their associated feelings of deprivation require lots of time and effort. But it's never too late to make an additional
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CYBER LIABILITY: WHAT YOU SHOULD KNOW TO PROTECT YOUR BUSINESS
Every business has insurance, whether it's for their property or workers safety. But did it ever come across your mind what could be at risk when your company's online records and information become vulnerable to cyber attackers? In this day and age, most if not all business is conducted online in one way or another. Therefore, it's crucial that
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UNDERSTANDING SEXUAL HARASSMENT IN THE WORKPLACE
Its been all over the news lately, with trending hashtags such as #MeToo and #TimesUp. However aside from sexual harassment occurring in Hollywood, it's important to know and understand how to identify sexual harassment in the everyday workplace. According to the Equal Employment Opportunity Commission (EEOC), sexual harassment in the
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Twin Forks Insurance: Our First Anniversary in Bellport
We have so much to be thankful for this year!
First off, thanks to everyone who nominated Twin Forks Insurance for the Best of Long Island contest. Not only was Twin Forks Insurance nominated "Best Insurance Agency", but Tony Salvaggio was also nominated "Best Insurance Agent". If you'd like to help us win, you can vote for us both daily here through
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Contractor’s Insurance: Are you protected?
Most contractors are somewhat familiar with Labor Law, which was designed to provide protection to workers injured on the job. Some general liability insurance policies cover it, and some don’t. Even if it’s excluded on your policy due to cost or availability, there are ways to protect yourself.
A Bit of NY History:
Labor Law, sometimes called
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