Getting into a car accident is an awful experience to go through. To make it worse, not having the proper coverage on your policy can add extra layers of stress to the situation. Therefore it's important to know what property damage liability coverage is and why it's important to have on your auto policy. The following FAQ (Frequently Asked Questions)
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Suffolk County Insurance Tag
ATTENTION HOMEOWNERS! IS YOUR HOME PREPARED FOR SPRING?
As a homeowner we have other responsibilities than paying our mortgage on time. It's important to keep our home in good shape, both inside and out. Scheduled home maintenance is so important because it's not just regarding the physical structure of your house, but your family's well being. The following are some things you should keep on top off going
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Are You At Risk Of Tax Fraud And Identity Theft?
The tax deadline is fast approaching make sure to file your return! However it's important to take precaution in order to avoid tax fraud and identity theft. It's unknown to most but tax season is one of the more popular times of the year when online identity theft occurs.
Some of the different types of theft include:
Theft of your social security
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Do You Have The Right Medical Payments Coverage On Your Auto Policy?
Getting into an automobile accident is a very high probability, especially living on Long Island. While our chances of being involved in an accident are high, an important question comes to mind: how will my family and I be covered from injuries in the event of an accident? That's where medical payments coverage comes in handy in the event of a loss.
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Three Reasons Why Umbrella Coverage Should Be On Your Homeowners Policy
Every homeowner needs insurance, it's just common sense. However have you ever thought about what to do in a situation where you'll need more coverage than you have been originally provided? The extra coverage or layer of protection is known as umbrella coverage. It's designed to be reserve coverage in the event that your current policy is not
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Three Reasons Why Liability Coverage Should Be On Your Homeowners Policy
Protecting your home is always priority number one. It's most likely your biggest asset, so it's important to ensure the proper coverage is listed on your policy to avoid a significant loss. However did you know your home could be vulnerable for a loss other than a slip and fall occurrence? That's right something as simple as a house guest tripping on the
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Three Reasons Why Loss of Use Coverage Should be on your Homeowners Policy
Your home is most likely the biggest investment you will make, as we described in our previous blog post. So what happens when you incur costs to your home when it's uninhabitable? That is when loss of use coverage will be needed the most. Suppose your home is uninhabitable during a period of reconstruction after a big storm and your house
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Why Personal Property Coverage Is Essential For Homeowners
As homeowners we have a lot to be concerned about regarding the welfare of our home. However another type of coverage that’s essential to have included in your policy is personal property coverage. If a loss occurred to the foundation of your house, the homeowners policy would have it covered. But what happens when you suffer a loss to contents inside
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Three Ways You Could Be Putting Your Home At Risk For A Substantial Loss
Your home is your biggest asset and investment. So it's extra important to make sure it receives the best coverage possible in the event of a major loss. Despite what we may all think as homeowners such as, "it will never happen to my home" or "that sounds like a waste of money", it's far better to be prepared than unprepared when it comes to the
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Four Reasons Why You Should Have Food Spoilage For Your Business
Though liquor liability and security for your patrons are key priorities to your business, contents like food and produce need to be stored, handled and distributed properly. Business owners with a lot of food stock who keep their products refrigerated should look into having the necessary coverage in the event an incident occurs. So let's go over some
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