Depending on the company you choose, you can get discounts for:
- Having a burglar alarm
- Having a newer home
- Being claim free in the past
- Insuring your vehicles with the same company
Other advantages you could enjoy include:
Repair guarantees
24-hour Claims Hotline
Flexible Billing - Including coordinating with your mortgage company
Living Expense if your home becomes uninhabitable due to a claim.
Check out my interview, How Insurers Determine Your Premium on Long Island For Sale, one of the top sites for Long Island NY real estate, including Smithtown, NY real estate. Long Island For Sale also services Georgia homes for sale and Pennsylvania homes for sale.