We're still in the heart of the Winter months. Living in the Northeast us Long Islanders experience some of the harshest weather the Winter has to offer. Though we are inside and safe from the cold it's imperative to keep our home in tip top shape in the event of a major loss resulting from the harsh weather.
As we're stuck inside during the Winter
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Homeowners Insurance Category
Home Fire & Prevention Safety
We're just days away from Turkey Day! A time of the year for family to gather together, eat delicious food and watch football. But before we dig into the food, did you remember to prep your home for fire safety?
According to the National Fire Prevention Association (NFPA) each year fire departments respond to more than 1,000 house fires caused by home
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Three Things Each Homeowner Should Do Before Winter
I know it sounds early to begin prepping for the Winter months, but it will be here before you know it. It's also far less aggravating to maintain your home when the weather isn't blistering cold outside! Prepping your home for Winter may seem like small and easy tasks, but completing them in a timely manner can reduce your headache as a
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ATTENTION HOMEOWNERS! IS YOUR HOME PREPARED FOR SPRING?
As a homeowner we have other responsibilities than paying our mortgage on time. It's important to keep our home in good shape, both inside and out. Scheduled home maintenance is so important because it's not just regarding the physical structure of your house, but your family's well being. The following are some things you should keep on top off going
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Three Reasons Why Umbrella Coverage Should Be On Your Homeowners Policy
Every homeowner needs insurance, it's just common sense. However have you ever thought about what to do in a situation where you'll need more coverage than you have been originally provided? The extra coverage or layer of protection is known as umbrella coverage. It's designed to be reserve coverage in the event that your current policy is not
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Three Reasons Why Liability Coverage Should Be On Your Homeowners Policy
Protecting your home is always priority number one. It's most likely your biggest asset, so it's important to ensure the proper coverage is listed on your policy to avoid a significant loss. However did you know your home could be vulnerable for a loss other than a slip and fall occurrence? That's right something as simple as a house guest tripping on the
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Three Reasons Why Loss of Use Coverage Should be on your Homeowners Policy
Your home is most likely the biggest investment you will make, as we described in our previous blog post. So what happens when you incur costs to your home when it's uninhabitable? That is when loss of use coverage will be needed the most. Suppose your home is uninhabitable during a period of reconstruction after a big storm and your house
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Why Personal Property Coverage Is Essential For Homeowners
As homeowners we have a lot to be concerned about regarding the welfare of our home. However another type of coverage that’s essential to have included in your policy is personal property coverage. If a loss occurred to the foundation of your house, the homeowners policy would have it covered. But what happens when you suffer a loss to contents inside
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Three Ways You Could Be Putting Your Home At Risk For A Substantial Loss
Your home is your biggest asset and investment. So it's extra important to make sure it receives the best coverage possible in the event of a major loss. Despite what we may all think as homeowners such as, "it will never happen to my home" or "that sounds like a waste of money", it's far better to be prepared than unprepared when it comes to the
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“Resolution Insurance” at Twin Forks Insurance Agency
Q: How can I save money on insurance costs in 2018?
We're just a month into 2018 and plenty of people have already abandoned their annual New Year's resolutions to lose weight or stop smoking. Probably because those resolutions and their associated feelings of deprivation require lots of time and effort. But it's never too late to make an additional
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